Insurance Glossary part 1

Reporting of infection:
By the patient or his representative to inform the employer in writing within four days from the date of the injury or disease or the discovery of a setback by the employer or supervisor to notify the Social Security Office in writing the competent workers with injury enough to have a primary medical care, during the three days of the date of the communication or knowledge of injury and the model No. 10 / occupational hazards prepared by the institution.




Infection


Is the injury resulting from an incident of a joint at work or because of accident or injury while traveling from his residence to his place of work and vice versa during Awalty located en route from his place of work at the scene, dealing with the food or the performance of its links, and vice versa, or injury that occur during the movements of the joint by in order to perform the task entrusted to it by the employer, is also a work injury, which proves that the disease caused by work, as well as diseases specified in the schedule of occupational diseases.

Occupational disease


Disease, which arises because of the work in the profession or industry caused Hmaalmrd, not due to factors outside the work, provided that the disease is contained in the agenda of specific occupational diseases and these diseases, to name a few, and is the first medical watch by the date of the injury.

The duration of treatment


Period from the date of the injury and the injured to the point of entry treatment to recover or settle his or prove unable, or death, including the frequency of clinic treatment and point at the road.

Treatment instructions:


Instructions issued by the competent medical to a patient, which the Foundation may stop payment of their dues, some do not comply with these instructions.

Where disability is the date of


The date set by the competent medical treatment of the date of the expiration of the injured and the stability of his recovery or a deficit.

Assess the degree of disability:


Percentage of disability resulting from injury to the full capacity to work, a percentage will be appreciated by the medical commissions, according to affect the ability of the deficit, whether physically or mentally or emotionally because of injury. Re-estimate the degree of disability, where the injured subject to periodic medical examinations during the next five years for the allocation of return, which includes recosting The deficit increase or decrease the percentage of deficit or the continuation of the same and determine the percentage disability due to the appreciation of the competent medical committee.

Setback, or manifold


The return of symptoms of infection, which was in the process of recovering or worsening This is is the basis for the right patient in the re-examination of the re-estimate the degree of disability they have, is a setback or a multiple of the governors of the original work.


Daily allowance of infection


Daily allowance is the amount of cash paid during a break from work due to joint injury and is estimated by (100%) of the wages and to reduce (75%) was under treatment at the expense of the institution and Hmaalibdl remain in effect until the date of recovery or evidence of disability or death.


Compensation lump of infection


Deserves the amount of time and one of the injured joint in the case of non-fulfillment of the conditions of entitlement to the monthly return and when the proportion of disabled persons (1%) or more but less than (50%).


Total vocational disability sustained


Disability that would prevent colleges and was always among the common and engage in any work or profession by generating income from it when the rate (100%) and commissions will be appreciated by the competent medical institution.


Partial disability sustained professional


Disability caused by injury or occupational disease and reduces the earning capacity of the joint and equal to or exceeding the degree (50%) to less than (100%) and the estimated return Awaltaweid curse due proportion to the value of the ratio of total disability sustained due.


Non-professional disability


Is the inability of the emerging disease or accident Aidechl under the description of a work and put it to the competent medical committee is impossible for the patient because of his health to win a third of the previous wage, at least, and this situation lasts for a period of less than six months.


Injured


Joint Branch of the occupational hazards faced by an accident or an occupational disease of specific diseases on the agenda limited to occupational diseases and conditions listed opposite the name of the disease.


Belonging


Monthly amount due is paid per month for the suffering due to total disability or partial disability because of the sustained up to the limit laid down in the system or who is paid to family members in case of death due to injury and in the application of occupational risks branch.


Helping others


In addition to the amount due, which was estimated by (50%) of its value in cases where a patient in need of aid and other assistance on a permanent basis by the burdens of daily life and determine the medical need of the injured to the extent of this benefit up to a maximum (3500) Real.


Pension


Monthly amount due to the joint in cases of retirement, disability or non-professional family members eligible for in the event of death and in the application of the pension branch.


Compensation for single -


Deserves the amount of time and one of the common case of non-availability of the conditions of entitlement to pension.


Pension account


The way in which the pension is assessed on the basis that the strike is part of the forty part of the average monthly wage subject to participate during the last two years, the number of years of participation in the coefficient set for the account not to exceed the pension (100%) of the average of the coefficient set for the account.


Pensionable age


The age of sixty years is set by the rules of the pension benefit available when the extended subscription required.


The pension


Person available when the conditions of entitlement to pension and actually spent according to the provisions of the Order.


Cut pension


Measure, which is the end state of Merit by the Institute for those who had spent the demise of the eligibility requirements, and can be harvested right to a pension at the time, the availability of other eligibility requirements as provided for in the rules.


Suspension of pension


The procedure whereby a temporary suspension of the pension by the institution for those who deserve because of the refusal was accompanied by the implementation of the instructions given to them, as if refusing to present himself for re-assessment of disability, or for not completing the procedures required for the exchange and resume the procedure required to complete the exchange.


Basic wage


Is all that is received by the compulsory joint return cash to meet his or her parent, whether a specific duration or production, or both after excluding allowances that may be granted depending on the type of work or the degree of gravity or the place of performance, as opposed to additional hours of work or for other reasons, as well as after the exclusion of scholarships and awards annual benefit in kind, the rule is in the basic wage and the percentage of commission from sales and the percentage of the profits, whether limited or were paid in addition to fixed wages.


Allowances received by the joint employer


It means the cash housing allowance and housing allowance in kind instead of cash housing: According to the value agreed between the employer and the joint and the housing allowance in kind: the estimated value of which is subject to the resolution of participation equivalent to base salary for two months.


Average wage of participation


A part of the Twenty-four part of the total wages subject to the participation of over twenty-four month period of the last to participate.


PI


Percent that have been identified for the intervention of the actuarial valuation of pension calculated at a part of the forty part.


Branch pension contributions


Are the amounts deducted from the monthly salary of a worker in Saudi Arabia by (9%) of the freight as well as the amounts paid by the employer and the estimated rate (9%) of the men working under the participation of Saudi Arabia, and these amounts per month to the General Organization for Social Insurance.


Branch contributions to occupational hazards


Are the amounts paid by the employer for all employment and non-Saudis by Saudis by (2%) of the monthly salary subject to a participation of workers and result in monthly payments to the General Organization for Social Insurance.


Joint


Is both subject to the provisions of the social security system was a man or a woman.


Pay Hakami


Wages methyl group in the case of failure to pay interest.